Pre-Purchase Counseling and Education Our homebuyer education program is designed to meet the needs of persons with little or no knowledge of the home-buying process and is formatted to equip every client with the information needed to make an informed home-buying decision. At the same time, our program is useful for clients who have some home-buying knowledge or experience. It is designed to not only teach the fundamental steps of buying a home, but also to explain the reasoning behind many decisions that must be made throughout the process. The excellence of our counseling staff is the cornerstone of the NID-HCA Atlanta Metro counseling delivery system. Our counselors understand local, regional and national housing market trends, and use this very specialized, market-based knowledge to give our housing clients an edge over other consumers. Found in no other housing counseling program, the outstanding abilities of our counselors are a value-added benefit to our housing clients and partners. The NID-HCA Atlanta Metro counselor teaches our clients, among other things, the importance of neighborhood and public school involvement, home repair and preventative maintenance, homeowner obligations, the “dos and don’ts” of refinancing, how to avoid loan delinquency and foreclosure, and the importance of adequately communicating with their lenders. Our pre-purchase education is offered in both group workshops and one-on-one counseling sessions.

Rental Assistance Counseling & Mobility Counseling

Enabling our clients to reach an informed rental decision, we provide market-based information best fitting their financial and social needs. Our counselors discuss mobility options (concerning whether clients should move from familiar areas to other areas better able to meet their needs) with housing clients who receive rental subsidies, and with institutional partners who are subsidy providers and public housing authorities.


Predatory Lending Counseling
NID-HCA Atlanta Metro arms its clients with knowledge that enables them to negotiate fair loan terms and to protect themselves against potential predatory lenders. For clients who feel they have been victimized by predatory lending practices, our counselors help clients investigate the validity of their concerns, and when indicated, report unlawful conduct to the appropriate authorities.