Refinance
NID-HCA Atlanta Metro  will help the client determine whether refinancing is in their best interest. NID-HCA Atlanta Metro will counsel about the refinance process, reasonable interest rates and financing fees, the appraisal process, etc.

Rehabilitation
Understanding the in's and out's of single family (1-4 units) property rehabilitation, rehabilitation options, loans available, community resources.

Learn about the process and the pitfalls of selling your home, before you begin.
Here are just some of the resources available:
SELLING YOUR HOME
SELLER'S GUIDE  
Delinquency/Default Counseling
We provide information and recommendations, allowing our clients to make appropriate decisions to settle their mortgage delinquency/default problems. In this process, we ensure that our clients understand all their options and that lenders/servicers adhere to industry-standard loss mitigation practices. NID-HCA Atlanta Metro continues to assist its clients until their problems are resolved. We also work to reduce loss mitigation costs to both our housing clients and mortgage lenders.

Reverse Mortgage Counseling
NID-HCA Atlanta Metro provides the necessary information and counseling required by each of our clients to decide whether obtaining a reverse mortgage is in their best interests. We make sure our clients understand all their mortgage options and are fully aware of the benefits and consequences of the reverse mortgage process. After the decision to obtain a reverse mortgage is made, our counselors assist each of our clients in selecting a product that will best fit her/his financial needs.

Post-Purchase Counseling
We counsel homeowner clients seeking information and guidance in the areas of refinancing (rate/term reduction and/or cash out), equity loans, debt consolidations, building rehabilitation, building additions, lender/client dispute resolution, real estate agency/client dispute resolution, and client/contractor dispute resolution.

Predatory Lending Counseling
NID-HCA Atlanta Metro  arms its clients with knowledge that enables them to negotiate fair loan terms and to protect themselves against potential predatory lenders. For clients who feel they have been victimized by predatory lending practices, our counselors help clients investigate the validity of their concerns, and when indicated, report unlawful conduct to the appropriate authorities.